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On the cover of this national bestseller it claims to be "The Foolish Guide to Personal Finance," I would have to agree the Gardner brothers have made the subject of personal finances an enjoyable and witty read.

I recommend reading the following chapters of this book:

"And a Bunch of People Want What You Have"

This chapter discusses why casinos, sports betting, lotteries, and credit card debt are hazordous to your wealth. I think this should be required reading for every young adult in america. This chapter needs to discuss smoking, drinking, and drugs as well, but the investment guide for teens already covered that.

"You Can Get and Keep More Than You Think"

This chapter discusses some banking basics, how to get a good deal on a car (well worth the price of this book), how to save money when purchasing a house, insurance information, and funding for college.

"When not to invest" is also a good chapter since it tells us in common sense when we should and shouldn't be in the market.

"The Ten Most Common Investing Mistakes" are highlighted mistakes with good examples which a lot of people do.

"The Fourteen Things You've Learned Here" is an excellent summary of the book, if are considering this book I suggest reading this chapter and the others mentioned above.

In short I think this is a great book especially if you listen to and follow what these brothers recommend.

Reed Floren

The Motley Fool- You Have More Than You Think- is full of sound advice that really got me interested in finaces and investing. The book basically presents two key things- fundamental concepts of investing and saving your money, and information on the best ways to go about doing that, when you don't have the slightest idea on how to do it. The key information in this book could probably be very much compressed down, but it's really not too difficult to make it through the 300 pages. In fact, pretty much each chapter presents one main idea and expands upon it, it's a very easy read. David and Tom Gardner, when not relentlessly plugging their website, fool.com, set out to make the book actually funny and interesting to read, and I think they managed to do it. I never want to have a credit card after reading this book. The biggest strength of the book are definately the step-by-step instructions on how to save money whilst making big-ticket item purchases like cars, homes, and college tuitions. It's a great resource for students and parents.

It's amazing that I have owned this book for such a long time and NOT reviewed it. What an oversight as it certainly is one of my most highly acclaimed books regardless of category.

Much of the information still sticks with me today. Whereas the book is about investing your money wisely, it just does not talk about the stock market. Most important of all, David and Tom Gardner (The Two Motley Fools) discuss how to keep more of the money you earn. This can be done by avoiding excessive gambling and overindulgence in your State Lotteries. Also this can be done by failing to pay yourself first as illustrated in the chapter entitled The Ten Most Common Financial Mistakes. Gosh the example of the multiple uses of one's shirt is hilarious.

Although the Gardner's have their biases when discussing investment vehicles, the humor shines through as well as some common sense. Truthfully, Mutual Funds do have their purposes for some people in some scenarios. However, the reasons against Mutual Funds are certainly noteworthy. The approach to constantly research and adjust one's portfolio is strongly encouraged here which a big plus is.

Most important of all, the tone of the book is not filled with heavy jargon. The handy glossary in the back of the book smoothes out any questions that a reader might have. And the light hearted humorous approach makes this book FUN! Therefore, run down to your book store and pick up this gem immediately.