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Andrew Tobias knows his stuff and he lays it out in clear and simple terms. Whether you know very little or a lot about investments this book is a good investment. To complete your financial library I would also recommend a book by NPR's Personal Finance Correspondent, Nancy Lloyd.

In "SIMPLE MONEY SOLUTIONS: 10 WAYS YOU CAN STOP FEELING OVERWHELMED BY MONEY AND START MAKING IT WORK FOR YOU" Nancy puts on paper more of the savvy advice that she regularly shares with Bob Edwards on "Morning Edition." While every one else in the financial press is telling consumers to switch from a credit card to a debit card, to stop writing checks and start using online bill-paying services, and to swap their credit card debit for a low-interest rate home equity loan, Nancy is the only one telling about the costly downsides and increased risks that you will take on with these money moves. Both books are eye openers.

Not only does Andrew Tobias suggest that readers save and invest, but also shows real ways that people can spend less (through conservation, stocking up on essentials at warehouse prices, saving money on insurance (auto, life, etc), paying yourself first, etc). Additionally, he explains investment vehicles in simple layman terms while divulging his personal opinions. All of this is done in a humorous, witty and quick read...a pleasant surprise to those of us picking up Investment Guides. Tobias truly covers it all, from savings accounts, to options and everything in between such as treasuries and annuities. He also discusses the merits of self-directed investing. It is telling that he dedicated the book "To my broker -- even if he has, from time to time, made me just that." This is a must read for those seeking entry-level knowledge of the ins and outs of investing or simply a witty read on the topic.

Although in my opinion this isn't the only investment guide you need, it is a great book that really sheds light on some of the more boring aspects of personal finance.

This entertaining book gives you a good understanding of personal finance, saving, investing, and various strategies to boost your net worth.

I highly recommend getting a copy of this book for yourself and one for a friend, believe me if they follow the tips they'll be thanking you later.

Here's what different national publications have to say about the author:

"Andrew Tobias is one of the financial community's pithily perceptive observers." Forbs

"So full of tips and angles that only a booby or a billionaire could not benefit." The New York Times

"The only investment guide many will indeed ever need." Barron's

Reed Floren