mutual funds

After reading this clearly written book on financial investing, I immediately bought four copies to give to our children who are just beginning to plan their financial futures. As one who has read many books on investing, subscribed numerous financial periodicals as varied as the Wall Street Journal, Barron's, and Money Magazine, and listened to the numerous television guru's make their financial predictions, I found this book the most sane and common sense book on investing that I have ever read. If my children take this wisdom to heart, they will profit.

Andrew Millard took a risk in letting us know of his learning curve on becoming a financial advisor. Thus, he exposes us to his struggles with the great myths of investing like market gurus' or inerrant predictions or relying on stocks alone or trusting all to brokers. As he learned to help his clients, he increasingly came to appreciate the power of diversification or what is known as asset allocation. If people can learn to balance their assets among diverse instruments of investment, they can ride out depressions, recessions, and uncertain times. Thus, they can invest stress free from the day by day worry over the ups and downs of the financial market.

What is particularly helpful, especially to the novice in asset allocation, is the discussion of the various tools of investment including small, large, and medium stocks, stock indexes, real estate investments, commodities, bonds, and mutual funds. Each type of asset has strengths and weaknesses; the key is in the balance. Millard's skillful presentation of the value of a professional financial advisor in assisting you to balance your portfolio on the basis of a fee rather than a commission for sales is insightful. If you are a serious investor or a novice, by reading this book I believe you will be enlightened with new wisdom for wise, worry-free, and profitable investing.

"Low-Stress Investing" is a great book . This book has made it possible for me to understand a topic I never thought I would be able to comprehend let alone profit from. You see, I am the author's (Andy Millard's) older brother. Growing up, I never much listened to what he had to say. I see now that I would have had much better financial stability had I taken time to hear some of his wisdom sooner. I am an educator and know little about investing and developing a portfolio. Taking the time to read this book has not only made me a better investor but has helped me to appreciate more fully the knowledge and wisdom of my brother. Brother or not, I would recommend "Low-Stress Investing: 10 Simple Steps to a Worry-Free Portfolio" by my brother Carl Andrew Millard for anyone that is interested in understanding more fully the world of finance.

I haven't actually read this book, but this C. Andrew Millard, he's great, except when he grounds me, and even then he's doing it for a good reason.